Josh Joseph

I have built a career on trust, results, and focussing on clients.

I’ve spent over 30 years in banking and finance, working across roles as a Mortgage Broker, Private Banker, Lending Manager, Personal Banker, and Branch Manager. That depth of experience, and my network, means I know how to get things done, even when things are complex, or time is tight.

Every client is different. That’s why I take the time to understand your goals, simplify the process, and remove the stress wherever I can.

My approach is confident, clear and client-led. With every client, I bring the same “Can do, will do,” mindset.

I’m here to make things happen and support you all the way through. Whether you’ve got a complex income stream, a tight settlement window, or just want someone you can always reach and rely on for your next loan.

I believe that as an experienced broker it is my responsibility to raise the bar and you’ll often find me mentoring new brokers and bankers – because better service benefits everyone.

My experience and expertise, help me look beyond the numbers and make sure the structure behind your loan actually works for your bigger financial picture.

Associate Diploma in Business (Accounting)

Certificate IV in Mortgage Broking and Banking

Diploma in Financial Planning

Member of MFAA

Member of AFCA

The Finch Financial network

I work under the Finch Financial brand because it gives me the independence to put my clients first — without being tied to one lender, or product.

It also means access to a wide panel of banks and specialist lenders, along with the tools and support to deliver a smooth, well-managed experience from start to finish.
Finch Financial’s reputation is one that I don’t take lightly, and matches the way I work with my clients.

It’s not just about getting the loan approved, it’s how we get there.

I’m known for being responsive, calm under pressure, and focused on solutions. If there’s a hurdle, I’ll work through it. If a lender pushes back, I’ll keep pushing forward.

Because for me, this isn’t just a transaction. It’s a relationship, built on trust.

Home Loans & Refinancing

Bridging Loans

Complex Lending

Investment Loans

With a network of more than 40 lenders, I’m committed to finding the one that aligns perfectly with your financial goals.

“Josh stepped in and took over our loan proposal when we were unable to get an approval”.

We had a complex income structure and were at risk of losing our deposit. He made it happen, even postponing a holiday to ensure settlement went smoothly. We’ll be forever grateful.

- Brett and Julie P, Sydney

Simple 6-Step Process

Our streamlined six-step application process takes the time and guesswork out of financing. That means less time on paperwork and more time to do what you love.

Get in touch by phone, email, or apply online today

Discuss your needs, goals, and challenges with our team

Review our personalised recommendations

Understand the lender’s criteria for approval

Secure your loan with confidence

Regular reviews to ensure your terms still fit your needs

Why wait – let’s talk about how I can help you finance what’s next.

Whether it’s for fun, freedom, or your next big business move – I’m here to make the finance part simple. Apply now or reach out for a chat, and let’s find the right solution for you.