Josh Joseph, Mortgage Broker

Finance made simple, with the confidence of experience behind you.

With 30+ years in banking and finance, I specialise in helping clients navigate complex lending scenarios with clarity, empathy, and results.

I’m Josh Joseph, a Mortgage Broker with over three decades of experience across personal banking, private wealth, and lending.

My approach is simple: start with a can-do attitude and work through the details to achieve the right solution, always putting your goals front and centre.

Whether you’re buying your first home, refinancing, or need support with a complex lending situation, I’m here to make the process as seamless and stress-free as possible.

30+ years across every angle of finance. My career has spanned major banks, private lending, and mortgage broking. That experience means I see the bigger picture, and know how to find solutions others miss.

Associate Diploma in Business (Accounting)

Diploma in Financial Planning

Certificate IV in Mortgage Broking & Banking

Member of MFAA & AFCA

For me, it’s more than qualifications though, it’s about how I show up for my clients. You’ll always get my full attention, a proactive mindset, and a deep respect for your time and investment.

Why I choose to work under Finch Financial

The Finch Financial philosophy is to put clients first every time, which fits perfectly for me.

It means I have access to a wide range of lenders and loan options, backed by a team that shares my values: integrity, service, and outcomes that genuinely work for you.

Finch supports me so I can support you. We have the tools, tech, and expertise to make your loan journey smooth from start to finish.

Home Loans & Refinancing

Bridging Loans

Complex Lending

Investment Loans

With a network of more than 40 lenders, I’m committed to finding the one that aligns perfectly with your financial goals.

“Josh stepped in and took over our loan proposal when we were unable to get an approval”.

We had a complex income structure and were at risk of losing our deposit. He made it happen, even postponing a holiday to ensure settlement went smoothly. We’ll be forever grateful.

- Brett and Julie P, Sydney

Simple 6-Step Process

Our streamlined six-step application process takes the time and guesswork out of financing. That means less time on paperwork and more time to do what you love.

Get in touch by phone, email, or apply online today

Discuss your needs, goals, and challenges with our team

Review our personalised recommendations

Understand the lender’s criteria for approval

Secure your loan with confidence

Regular reviews to ensure your terms still fit your needs

Ready to move forward?

Whether you’re just starting out or ready to apply, I’m here to guide you through the journey from start to finish.